like people, come in all different shapes and sizes. A two-story suburban
A trendy flat in an urban neighborhood. A spacious doublewide. Whatever
your home-sweet-home, the point is, it’s yours.
Erie Insurance's HomeProtector policies (Homeowners Policies in North
Carolina) come with a full complement of standard features that cover
your home and personal property.
The HomeProtector policy covers both damage to your property and your
liability or legal responsibility for injuries and property damage
you or members of your family cause to others. It also covers loss
of use and additional living expenses in the event that you’re
unable to live in your home temporarily because of a fire or other
ERIE’s HomeProtector program* includes:
Broadcover – Covers named perils (such as a fire, theft, hail,
wind or lightning damages) on personal property and buildings (such
as a home, garage or fence)
Extracover – Covers named perils on personal property and provides
comprehensive coverage on buildings
Ultracover – Provides comprehensive coverage on personal property
Coverage is also available for apartments, condos and mobile homes.
Discounts and Optional Coverages
To offer you the most for your insurance dollar, Erie Insurance offers
numerous discounts on your home insurance policy. You can also add
optional coverages or endorsements to your policy to broaden the nature
of the protection even further.
For instance, you could add sewer or drain back-up coverage, earthquake
coverage, incidental business coverage or Identity Recovery Coverage.
With Identity Recovery Coverage, for example, ERIE will pay for the
expenses associated with restoring your identity and support you through
the recovery process. It can be added to any homeowners or mobile
home insurance policy.